We're back! And so is our buddy Darnell. You remember him? He's our test subject in this money journey, and he shared with us an interesting...trick?...if you really want to know what your credit score looks like. Here's more. Ages ago on this site, we introduced you to Darnell. He's had some issues with money and he's been willing to share some of his journey back to … [Read more...]
605 Credit Score and Credit Cards
We're back and talking about our friend Darnell. Remember him and his score and how he's digging out? Here's a little more... THIS POST SPONSORED BY PROSPER: Darnell is a friend of the site an has shared info with us from time to time - about his financial struggles, his underemployment, and his desire to get things back on track. He has often asked us where he stands … [Read more...]
The Auto Dealer Inquiry and Your Credit Score
We might have started a little bit of a brouhaha on Twitter last week. That's okay...we're here to set the record straight. It started here: the post called Understanding Your Credit Score. We talked about a number of things, including whether an auto dealer inquiry would impact your credit score. And, specifically, something we said about this image. Our comment went … [Read more...]
Understanding Your Credit Score
Throughout the course of our time together, you're getting to know a chap we're calling "Darnell." He's a friend of the site, and he's sharing some of his financial experience - the good, the bad, and the ugly; mostly from the latter two categories - with us. It's also time for a periodic check-in with Darnell. At or around the tenth of every month, the folks at Capital One … [Read more...]
Rebuild Your Credit, One Step at a Time
I used to joke that my credit score is "8." Since credit scores are on a scale from 300-840, 8 is impossible. But, really, whether you're at 400, 600 or 800, this score can impact a whole host of financial decisions that banks, credit card companies and lenders make about you. So, in the interest of helping you put an extra $10,000 in your pocket this year, here are a few … [Read more...]