I have a friend who is in the middle of a huge DIY project. It involves an entire house that's being gutted, rooms being rebuilt, things installed everywhere. She ran into a bit of a snag with a floor: a certain brand of floor (we won't mention) ended up not being great (due to poor quality control) and she's sending it back. She asked for ideas on what to do next. I … [Read more...]
7 Savings Tips for 2016
We're on a roll here at 10KaYear HQ. Or maybe it's that one of our New Year's Resolutions is to write more - well, not just more, but better, stuff you can take action on. So... 2016 might have come in with a bang, or a shudder, or you may have slept through it (a popular choice for us 30-somethings...). But, no matter how you look at it, 2016 offers us all a clean slate. And … [Read more...]
401(k) Strategies for 2015
When we started drafting this post a month ago, we were JUST focusing on 401(k) plans. But that wouldn't be fair to everyone else...so here's a fresh look at what's new for 2015. Have you filed your taxes yet? We did over here at HQ, and it was a pretty painless experience - as we planned for as little as possible in a return, living the mantra "don't let Uncle Sam borrow your … [Read more...]
Why You Should Track Everything
Here, we'll learn that "set it and forget it" isn't really for financial planning. What could have been a really pleasant surprise last week - an item arriving in the mail from Fidelity, asking me to get in touch with them - really got me thinking. Just how organized AM I? And, how organized are you? Here's the drill. A long time ago - twenty-plus years - I worked in higher … [Read more...]
Panic Is Not Your Friend
Amidst EVERYTHING happening in the world, we have to deal with a stock market drop? Should we panic? I've got to admit that it's a little unsettling, watching all of the financial programs on Wednesday, October 15, while the Dow kept falling. Especially because it seems as if no one can agree on what's happening next. Will it drop further? Is this a buying opportunity? SHOULD … [Read more...]
