We might have started a little bit of a brouhaha on Twitter last week. That's okay...we're here to set the record straight. It started here: the post called Understanding Your Credit Score. We talked about a number of things, including whether an auto dealer inquiry would impact your credit score. And, specifically, something we said about this image. Our comment went … [Read more...]
Understanding Your Credit Score
Throughout the course of our time together, you're getting to know a chap we're calling "Darnell." He's a friend of the site, and he's sharing some of his financial experience - the good, the bad, and the ugly; mostly from the latter two categories - with us. It's also time for a periodic check-in with Darnell. At or around the tenth of every month, the folks at Capital One … [Read more...]
10 Little Personal Finance Tips
We LOVE lists, don't we? And, while we've been told that odd-numbered lists do much better than even-numbered ones, we thought we'd stick with ten. Because, you know, we like that number. This 10 Little Personal Finance Tips post may not have all the answers, and may not get you all the way to $10,000 a year. But the point is to learn from others and figure out what might … [Read more...]
Good News for Your Credit Score
News from Fair Isaac - the folks who developed the algorithm that makes up your credit score - might mean good things for a good chunk of the readers of this blog. We may sound like we're talking out of both sides of our mouth sometimes: first we say that you can rebuild your credit score, then we say that having a low score really doesn't matter. The truth, as is usually the … [Read more...]
A Credit Score of 610 Can Still Get You…
Hi! This site is back...It's been a little while, but we're planning on jumping back into the pool with both feet. Here goes! Let me introduce you to my friend “Darnell.” He’s a good guy – but, like everyone else in today’s wacky economy, he took a few lumps in the late 2000s and early 2010s. He started to whip things back into shape, though, through some smart and savvy … [Read more...]
