We're back! And so is our buddy Darnell. You remember him? He's our test subject in this money journey, and he shared with us an interesting...trick?...if you really want to know what your credit score looks like. Here's more. Ages ago on this site, we introduced you to Darnell. He's had some issues with money and he's been willing to share some of his journey back to … [Read more...]
10 Resolutions for 2016
Everybody has New Year's Resolutions, right? So we'll get in on the act here - but with a twist, as we'll give you 10 Resolutions for 2016, but we're going to ask you to try THREE. That's right, you don't have to take all of the advice here, just consider adding three of these tricks to your money repertoire. Ready? Here goes! 10 Resolutions for 2016 1. Have a budget. Basic, … [Read more...]
Should You Spend $450 on a Credit Card?
I don't think I've ever seen an annual fee quite like this one. It got me thinking - could it possibly be worth it? In the mail yesterday, I received an "Invitation to Apply" for the American Express Platinum Card. If memory serves, I once had one of these cards - back during my startup days - and used it, but not enough to justify keeping it. So I eventually canceled the card … [Read more...]
605 Credit Score and Credit Cards
We're back and talking about our friend Darnell. Remember him and his score and how he's digging out? Here's a little more... THIS POST SPONSORED BY PROSPER: Darnell is a friend of the site an has shared info with us from time to time - about his financial struggles, his underemployment, and his desire to get things back on track. He has often asked us where he stands … [Read more...]
The Auto Dealer Inquiry and Your Credit Score
We might have started a little bit of a brouhaha on Twitter last week. That's okay...we're here to set the record straight. It started here: the post called Understanding Your Credit Score. We talked about a number of things, including whether an auto dealer inquiry would impact your credit score. And, specifically, something we said about this image. Our comment went … [Read more...]