A meme making the rounds has us wondering - are all Americans THAT BAD WITH MONEY? My fear is that we're a nation of financial illiterates. This fear is not unfounded: beyond the fact that you've got a government that racks up debt like there's no tomorrow, you've got a populace that racks up credit card debt because frequent flier miles apparently grow on trees. So you can … [Read more...]
10 Resolutions for 2016
Everybody has New Year's Resolutions, right? So we'll get in on the act here - but with a twist, as we'll give you 10 Resolutions for 2016, but we're going to ask you to try THREE. That's right, you don't have to take all of the advice here, just consider adding three of these tricks to your money repertoire. Ready? Here goes! 10 Resolutions for 2016 1. Have a budget. Basic, … [Read more...]
One Thing Germans Do More Than Anyone
Time to learn some economics from our friends in Deutschland. It appears that there is one thing Germans do more than anyone (at least in the industrialized world): pay with cash. That's right, bringing the paper money and forgoing credit cards (or heck, even debit cards) appears to be quite the trend - and it has been for a long time - in Germany. An article that recently … [Read more...]
Protecting Yourself from Another Data Breach
Home Depot announced this week that its systems had been compromised. Even though we covered this on the blog recently, we thought we'd revisit this concept with some additional insights. First up, here's news from Newsweek on the breach itself. Next, before you ask "what is Home Depot doing?," here's their update: Home Depot Corporate. And, there's this screengrab of a … [Read more...]
Avoid Starbucks, Save Money
OMG OMG! There's a Starbucks open in town! It has a drive-through! OMG! Still, as much as I love Starbucks...the thrill of the aroma, the cup of joe on the go to start the day, or the afternoon treat...that stuff adds up. Way up. How much? Well, let's just say that our premise - Avoid Starbucks, Save Money - isn't something we arrived at overnight. Now, the advice on this … [Read more...]